Kyrie was living with his mom at the time, and Alisha Mebane’s auto policy, also written by Farm Bureau, provided underinsured motorist coverage of $50,000 per person and $100,000 per accident. Farm Bureau offered the per-accident limit, split between six injured passengers. Bellamy’s car was covered by a Farm Bureau personal auto policy, with limits of $50,000 per person and $100,000 per accident. Terell Bellamy was the driver of the vehicle found to be at fault, the car that Kyrie Mebane was in. Kyrie Mebane was one of several people injured in a two-car collision in Rockingham County. “Based solely upon stare decisis, we hold the trial court did not err in granting defendants’ motion for summary judgment,” Appeals Court Judge Jeffrey Carpenter wrote in the April 4 unpublished opinion. The court upheld a Wake County Superior Court judge, who had decided against North Carolina Farm Bureau Mutual Insurance Co. Injured Passenger Can ‘Stack’ Auto, UIM Policies, NC Appeals Court Says In another underinsured motorist question, the North Carolina Court of Appeals this week found that an injured claimant can “stack” coverage limits from two different policies to show that a vehicle was underinsured and that the claimant is entitled to a larger payout.
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